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Case Study

A couple in their mid-30’s living in Sarnia, Jonathan and Teresa were tired of their house and their neighbourhood.  They were looking to move closer to Toronto, but were having trouble finding what they were looking for.  At one time, they actually thought they would move back home with one of their parents.

The couple happened to come across a single family home in Kitchener that Totem Strategic Investments were advertising.  Totem's intent with this home was never to cycle through a variety of standard rental Tenants who would have never truly appreciated the property.  Instead, it was to help a couple like Jonathan and Teresa progress towards home ownership through a Rent-to-Own program.

Jonathan made arrangements to meet the Team at the property one Saturday.  As the Team walked him through the property, Jonathan realized it was different than the rentals he had lived in.  This was the kind of house he could call a Home.  Jonathan had some knowledge of Rent-to-Own programs and quickly grasped Totem’s easy-to-understand model.  He quickly agreed that it made sense for their current situation. 

As a couple who wanted to stop paying rent, Jonathan saw value in working towards home ownership with Totem's assistance.  Understanding he could not make this decision by himself, Jonathan provided a $500 deposit to hold the property for one week.  Later that week, Jonathan returned with Teresa so she could also see it.  Upon entering the home, Teresa quickly shared his enthusiasm

With Teresa’s confirmation, Totem sat down with the couple to learn more about their familial and financial situation.  A number of Rent-to-Own packages were presented for the couple to choose from.  Each package was designed with the consideration of several parameters including the value of the property, market trends, and the couple’s circumstances.

Jonathan and Teresa selected the package that fit them best, and successfully moved in just a few weeks later.



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